Backed by DBS Bank · Singapore

Spend crypto.
Discreetly.

A debit card built on a private settlement network and a regulated corporate-account facility. Institutional security with the discretion modern asset holders expect.

Request accessHow it works
Custody
Cold by default
Settlement
DBS · SGD/USD
Network
Visa · 200+
dGenPrivate Tier
4729 ···· ···· 3104
HolderCORPORATE FACILITY
Compliant onboarding · KYC submitted to DBS

Settled & secured by

  • DBS BankAA- · Singapore
  • Visa200+ countries
  • MASCompliance
  • SOC 2Type II
  • ISO 27001Information security
Three layers

Privacy is engineered
into every layer.

Settlement rails, custody, and account architecture each contribute independently. No single layer is the whole story — and no single layer can be the whole leak.

USDTDBS · USD
Permissioned · No public mempool
Layer 01

Private Settlement Rails

Permissioned

Crypto deposits route through a permissioned settlement protocol rather than a public mempool. Funds arrive without the blow-by-blow trail of an on-chain transfer.

shard·10xA1f3...
shard·20x44b2...
shard·30xD81e...
shard·40x9c00...
shard·50xee71...
Layer 02

Cold Storage by Default

Assets sit in offline, multi-shard custody until the moment of spend. No always-on hot wallet to compromise.

Corporate ledger viewDBS · No personal account
Marina Bay Sands
S$ 482.00
[REDACTED]
$ 1,940.20
Aman Tokyo
¥ 84,200
[REDACTED]
$ 312.50
Layer 03

Corporate-Account Architecture

DBS · Corporate

Cards issue under a regulated corporate facility. Day-to-day spend is tied to a corporate ledger, not a personal banking profile — discretion through legitimate structure.

  • Single corporate-level relationship with DBS
  • Cardholder names not surfaced at point-of-sale
  • Full KYC retained at the entity level
How it works

From wallet to checkout
in three quiet moves.

Each step is engineered to remove a different category of exposure — on-chain, in-custody, and at the point of sale.

Step 01 / 03

Deposit through private rails

Send USDT or other supported assets through the permissioned settlement protocol. Funds arrive without a public on-chain trail of activity.

Step 02 / 03

Hold in cold custody

Assets are converted to USD and held inside DBS's regulated custody, sharded across offline cold storage. Institutional protection, no hot wallet surface.

Step 03 / 03

Spend with discretion

The Visa card draws from a corporate-level facility at DBS. Merchants and networks see a corporate transaction, not a personal banking footprint.

Card tiers

Three tiers.
One quiet experience.

Pick the tier that matches your monthly run-rate. Limits, support, and routing scale up — the discretion stays the same.

Private

Tier 02

Higher limits, dedicated relationship, jurisdiction-aware routing.

Monthly
$50K
Rebate
1.5%
  • Dedicated DBS relationship desk
  • Multi-currency settlement (USD, SGD, EUR, HKD)
  • Priority private-rail throughput
  • Optional concierge issuance
  • Travel & purchase protections
Apply for Private
Security & compliance

Bank-grade.
By construction.

dGen is not an end-run around financial regulation — it is a modern interface to it. Every layer is designed to satisfy the compliance bar of a global tier-one bank.

Compliance posture
KYC / KYBEntity-level
AMLDBS-aligned
DataISO 27001
AuditSOC 2 Type II

  • Settled at DBS, Singapore

    USD balances behind every card sit inside DBS — AA- rated, MAS-regulated, one of Asia's most trusted institutions.

  • Cold-shard custody

    Multi-shard, geographically separated cold storage. Online surface area is engineered toward zero.

  • Jurisdiction-aware routing

    Settlement chooses the appropriate corridor for the corporate facility you onboard against. Compliant by construction.

  • Full KYC at the entity

    Diligence is run end-to-end against the corporate vehicle. Privacy is structural — never an absence of compliance.

FAQ

Honest answers
to the obvious questions.

Have something more specific? Reach the team directly during onboarding.

Once converted from crypto, your USD balance is held inside DBS Bank in Singapore — a tier-one institution rated AA-. dGen does not custody fiat balances directly; we are the interface and orchestration layer.

Early access

Apply for an
invitation.

A member of the dGen team reviews every application personally. Onboarding includes a brief KYC/KYB process with DBS.

  • Response within 2 business days
  • No credit pull at this stage
  • Full discretion guaranteed
Estimated monthly volume

By submitting, you agree to be contacted by the dGen team. No marketing list, no third-party sharing.